Property Insurance question

[David Boroughes]

If I started renting out my primary home (long term) could I just keep the homeowners insurance policy I have or would I have to get a Landlord's policy? 

[Adam Martin]

Also keep in mind a landlords policy is cheaper.  I didn’t expect that when I started but it made sense when my agent explained it.  For a landlord policy I only have 5k in personal property which covers my appliances but none of the renters possessions since that’s where renters insurance comes in.