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Updated over 3 years ago on . Most recent reply

David Boroughes's profile image
David Boroughes's profile image
David Boroughes
  • Rental Property Investor
  • from Newport, RI
  • Member since Aug 30, 2015
  • Posts 72
  • Votes 48
  • Experience 26 Yrs
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David Boroughes's profile image
David Boroughes's profile image
David Boroughes
  • Rental Property Investor
  • from Newport, RI
  • Member since Aug 30, 2015
  • Posts 72
  • Votes 48
  • Experience 26 Yrs
  • Investments 6
Connect
David Boroughes
  • Rental Property Investor
  • Newport, RI
48
Votes |
72
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General Landlording & Rental Properties

Property Insurance question

David Boroughes
  • Rental Property Investor
  • Newport, RI
Posted

If I started renting out my primary home (long term) could I just keep the homeowners insurance policy I have or would I have to get a Landlord's policy? 

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Adam Martin
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  • Member since May 9, 2020
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Adam Martin's profile image
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Adam Martin
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Adam Martin
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Adam Martin
  • Rental Property Investor
Replied

Also keep in mind a landlords policy is cheaper.  I didn’t expect that when I started but it made sense when my agent explained it.  For a landlord policy I only have 5k in personal property which covers my appliances but none of the renters possessions since that’s where renters insurance comes in.  

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