Loss of rent after fire (evicted unit)

[Nicholas Nguyen]

I had a 4-plex property and just got done evicting one of the tenants. There was a fire and the place is unlivable. My insurance pays for "rent loss" for 3 of the 4 units but won't pay for the evicted unit even though I have a new tenant ready to move in (although they haven't sign the lease). It will take 9-10 months to repair and not having that 1-unit income is a huge loss.

Is this normal for insurance companies not to pay for that and what are my options? Any input is appreciated.

Thank you in advance!