Insurance contact in Providence

[Alozie Nwabeke]

Hello!

I'm currently closing on a 2 family unit in Providence, RI and I'm looking for a connection to a local insurance agent -- any recommendations? 

I've got a few quotes back with the premiums ranging from $1,750 to $3,900. The most competitive quote came from a surplus lines insurer. Should the fact that they are a surplus lines insurer raise any red flags?

TIA

[Aaron Porter]

I work with a lot of the "bigger name" carriers and a lot of the time on the hard stuff they are not competitive at all and in a way you may even be lucky to get them to write a quote.  Out of the 63 carriers that I am appointed with I only have 1 carrier that will write a quote in southern Texas right now.  Property insurance is weird.