Renting to tenants who have credit locked due to identity theft

[Floricel Argosino]

Hello, I have a prospective tenant who is requesting that I forego the credit check as her credit is locked to do identity theft that occurred a while ago, but she is still getting hit with strange charges here and there. She is willing to provide income stubs and place a bigger security deposit. I have read that she could ask to have the lock lifted for a specified time for me to check the credit, but she believes that it will be inaccurate and is offering to show me a credit report that she had completed a year and a half ago instead. If anyone has run into this, I would like to know more about how I could potentially handle the situation.

[Rob K.]

Red Flag! Claiming identity theft is straight out of the Deadbeat Playbook.