Can't Get Landlord Insurance
Hi all,
I was hoping for some guidance for an issue I am having obtaining insurance. I am starting to rent out my former primary residence, and have been told that because of a September 2021 claim for a non-weather related incident, the guidelines now indicate that I cannot receive any insurance. The claim was because a neighbor was injured on my property and had $2800 in medical bills.
I have reached out to every insurance company I can think of, along with many brokers and they have all told me that their guidelines say I cannot be insured. Do you have any possible tips on next steps? It's hard for me to believe that because of this one small claim I am now completely uninsurable, but that is what everyone seems to be telling me.
Thank you, I really appreciate any help.