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Updated about 1 year ago on . Most recent reply

Jeremy Torres's profile image
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Jeremy Torres
  • Rental Property Investor
  • from TX (texas)
  • Member since Mar 15, 2019
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Jeremy Torres's profile image
Jeremy Torres's profile image
Jeremy Torres
  • Rental Property Investor
  • from TX (texas)
  • Member since Mar 15, 2019
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Jeremy Torres
  • Rental Property Investor
  • TX (texas)
33
Votes |
118
Posts
General Landlording & Rental Properties

FHa loan for a duplex

Jeremy Torres
  • Rental Property Investor
  • TX (texas)
Posted

My question is should I buy a duplex with an fha loan, live in it for a year, rent out one side and then move out and rent both? 
I feel like the rent will barely cover the mortgage and I won’t make any cash flow. 

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Kristen L Garner's profile image
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Kristen L Garner
  • Lender
  • from Phoenix, AZ
  • Member since Feb 11, 2021
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Kristen L Garner's profile image
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Kristen L Garner
  • Lender
  • from Phoenix, AZ
  • Member since Feb 11, 2021
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Kristen L Garner
  • Lender
  • Phoenix, AZ
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450
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Kristen L Garner
  • Lender
  • Phoenix, AZ
Replied

FHA is a great way to get a future investment property for only 3.5% down. If you were to buy the duplex right off the bat as an investment property you'd be looking at 20% down. If you'd like to DM me I'd be happy to help you run the finance numbers so you can get a good estimate on the cash flow. Best of luck!

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