FICO vs. VantageScore

3 Replies

I noticed on another post that there are a lot of misunderstandings regarding the traditional FICO scoring model and it's use for tenant screening. Has anyone tried using the VantageScore option instead? Is VantageScore a more effective decision making tool for tenant screening?

My list

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As previously noted, there are 49 versions of FICO scores ...

Here they are….

Experian, FICO Risk Model V2 – Personal Finance
Experian FICO Risk Model V2 – Installment Loan
Experian, FICO Risk Model V2 – Bankcard
Experian, FICO Risk Model V2 – Auto
Experian, FICO Risk Model V2
Experian, FICO Risk Model V3
Experian, FICO Risk Model V3 – Auto
Experian, FICO Risk Model V3 – Personal Finance
Experian, FICO Risk Model V3 – Installment Loan
Experian, FICO Risk Model V3 – Bankcard
Experian, FICO Risk Model 08 – Mortgage
Experian, FICO Risk Model 08 – Auto
Experian, FICO Risk Model 08 – Bankcard
Experian, FICO Risk Model 08
Experian/FICO Advanced Risk Score 1.0
Experian/FICO Advanced Risk Score 2.0
FICO Risk Score, Classic 98
FICO Risk Score, Classic 98 Auto
FICO Risk Score, Classic 98 Personal Finance
FICO Risk Score, Classic 98 Installment Loan
FICO Risk Score, Classic 98 Bankcard
FICO Risk Score NextGen
FICO Risk Score NextGen 03
FICO Risk Score, Classic 08
FICO Risk Score, Classic 08 Auto
FICO Risk Score, Classic 08 Bankcard
FICO Risk Score, Classic 08 Mortgage
FICO Risk Score, Classic 04
FICO Risk Score, Classic 04 – Auto
FICO Risk Score, Classic 04 – Bankcard
FICO Risk Score, Classic 04 – Installment
FICO Risk Score, Classic 04 – Personal Finance
BEACON 09
BEACON 09 Mortgage
BEACON 09 Bankcard
BEACON 09 Auto
BEACON 5.0 – Mortgage
BEACON 5.0 – Auto
BEACON 5.0 – Bankcard
BEACON 5.0 – Installment
BEACON 5.0 – Personal Finance
BEACON 5.0
BEACON 96
BEACON 96 – Auto
BEACON 96 – Bankcard
BEACON 96 – Personal Finance
BEACON 96 – Installment
Pinnacle 1.0
Pinnacle 2.0