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Updated almost 10 years ago on . Most recent reply

User Stats

529
Posts
217
Votes
Christian Bors
  • Real Estate Agent
  • Mechanicsburg, PA
217
Votes |
529
Posts

Smart Move; not enough information for tenant recommendation?

Christian Bors
  • Real Estate Agent
  • Mechanicsburg, PA
Posted

I've used smart move several times now and have been very pleased.  However, this last application has raised some eyebrows.  Smart move came back with "not enough information to make a recommendation."  They were not able to pull a credit report.  Has this happened to anyone else? Also, I could be wrong but did I see on another form Smart move does not accurately report tenant evictions?  Should I start considering using a different service?

For this particular prospective tenant, I have a couple of concerns.  My initial impression was very good.  She seemed clean (the inside of her car was very clean; thanks bp for that tip) and her demeanor/response to my questions were adequate.  I felt very comfortable with her.  However, after she filled out the application concerns started popping up. First, she is only 22 years old. Her employer is merry maids which she has only worked there for a month.  She states she is married and her husband is deployed over seas. He makes an additional 3k a month, but he will not be going on the lease due to him being deployed.  In addition to Smart moves inability to assist on this decision, how should I handle the husband situation.  She does not qualify on her own.  I will verify past tenant/landlord relationship and employment.  What else should I do?  Should I ask for a joint bank account statement that shows direct deposit from the service?  What would you recommend?

Merry Christmas!

Most Popular Reply

User Stats

307
Posts
152
Votes
John Powell
  • Real Estate Agent
  • Kennesaw, GA
152
Votes |
307
Posts
John Powell
  • Real Estate Agent
  • Kennesaw, GA
Replied

I deal with military tenants and am active duty myself. She should have or Be able for get a power of attorney from her husband and therefore legally sign his name on the lease. I would guess that she has no credit because they buy everything under his name so pull his credit too. I would ask for a copy of a current LES (military pay sub) and a copy of her power of attorney and would lease to them both assuming that his income covers your rent to income qualification.

  • John Powell
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