Updated about 9 years ago on . Most recent reply

Tenant Credit Check
Hi, I'm trying to decide on an online service for credit/background checks for some upcoming rentals. Can you please share your preferences or experiences with me so I can make a decision?
I'm currently considering using mysmartmove.com again, cozy.co or perhaps e-renter.com.
Any feedback you can provide would be greatly appreciated.
Most Popular Reply

@Jill Patton I used Cozy for my last round of applications. The background/credit checks came back quickly. What I like about this is that I also use Cozy for rent collection so it is easy to transition your tenants to this payment service if that is your preference.
I will say this, I also check the local civil database for any open cases. This last time, I found one potential tenant who sued a local small business and won a 6 figure judgment. When she asked if she could look at my property without me present, I told her absolutely not, she could only come onto the property if I was there. (I sited the 24 hour notice rule even though my tenants had vacated.) Another claimed that he had temporary credit issues but I found judgments that just fell off his credit report, demonstrating long-term financial issues rather than a temporary issue.