Allow new tenant swing set?

[James Fowler]

New tenant has three kids, and would like to put up a swing set. The yard is private and fenced, and the set was purchased by her. Would there be any liability concerns from allowing this? I was thinking about running it by my insurance agent, charging her if it makes a difference to the premium. Any one out there handle something like this before?

[Moe Ahmed]

That's being too strict. Tenants are legally allowed quiet enjoyment of the property. I could see making this an issue if they are bad tenants but if they pay on time and every time then allow the swing set. The fact that they even asked you makes me think they're good tenants..

Also as far as I know insurance providers could care less about a swing set. It's no roller coaster.