Looking for folks that are in a similar situation as me for recommendations for homeowners insurance. We operate an Airbnb from an in-laws suite that is closed off from our living space by a locked door, but is in the same one story structure as our primary home. I'm struggling with the insurance question and wondering what you all are doing? I have an option or two it seems, but nothing is jumping out at me as a great option, so I wanted to reach out. Open to any and all suggestions if you have experience with this one. TIA
Look at Slice Homeshare Insurance. https://www.slice.is
I believe because it is your residence you wouldn't need a commercial policy, but I am not an insurance agent. My homes that I rent fully on Airbnb I have a commercial policy. In the past, when I rented space attached to my residence I only had residential insurance.
If you find you need a commercial policy, I useProper Insurance - https://www.proper.insure/
Just note that you need to add Wind to their traditional policy or it wouldn't cover any wind/hurricane damage.