Income requirement? What to do now?

[Michael Zack]

I recently listed my 2 bedroom + office apartment unit on Zillow and Cozy. My wife and I live upstairs so we'd like to get the best possible tenant downstairs. A woman responded to my pre-screening email very quickly but her monthly gross income is 5k which wouldn't quite meet the 3x rent (rent is 2,200/month). She's a divorced business woman with no pets and doesn't smoke and no kids. Sounds like the ideal tenant except for the 2.3x the rent income. Would there be a circumstance where I could accept her? What if she happens to have 500k stashed in the bank?

[Amy Beth]

How stable is her income? How is her credit report? Does she pay her bills on time and how much debt payments does she have to have? I would consider all of these factors along with her income.

If she has a lot of debt I would wonder how she could afford the rent plus her other debts. If she is debt free and has a stable income then I would consider her.