Renter's Insurance on Tenant's Behalf

[Abigail K.]

Hi There,

I have read a number of posts on renter's insurance and I require it for all my properties. Many of the apartments I manage were inherited from a previous manager who did not require this. As the leases come up for renewal I am sending out notices that renewing tenants from previous management are required to show proof of renter's insurance within 30 days of their lease renewal. Naturally I don't plan to evict someone over renter's insurance but I have read more than enough case studies as to when renter's insurance proved extremely helpful for the landlord and I am firm on the issue that I will be buying the insurance on their behalf and adding it to the rent if they do not comply. 

That being said, I was wondering if anyone had any advice on how to do so. Most of my tenants are compliant and very responsive but of course there are a select few who ignore the emails. I am finding that a lot of renter's insurance providers require you create a new account for each insured address/name. If the tenant is paying for this at the end of the day they are the ones that should be covered, not me, so it should be in their name (unless I am mistaken), and it sounds silly but I don't have 20 different email addresses to keep making accounts! Are there any providers that make it easy to have multiple policies under one email address/account and designated to different insured parties?

Thanks in advance!