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General Landlording & Rental Properties

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Gideon Blustein
  • Rental Property Investor
  • Coal City, IL
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56
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Interest rate vs. Liability protection: do I have to choose?

Gideon Blustein
  • Rental Property Investor
  • Coal City, IL
Posted Nov 21 2019, 08:31

Hello BPers- I've got 4 active SFRs and want to grow to 10. Debating whether to keep the loans/properties in my name and benefit from long-term super low interest rates or convert into LLCs and do commercial loans that have shorter terms and will inevitably see rates climb in the next 5 years. Is there a loan product that doesn't force me to choose ie. long-term low rates, but can be applied to a property owned by an LLC?

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