Need advice on first multi-family home purchase

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I have bought several SFH in the past. Alwasy hesitant to buy MFH because of unknown. Just run across a seeming good deal. But not sure how much to pay? It is a bank forclosed quadplex with all 4 units vacant. The quadplax is in a B- to C neighborhood within a A- area. Lots of apartment homes nearby. The rent is between $600-$650 with tenants' paying all utitilies. Only lawn care and pest control will be landlord's responsibilities. The bank has already put new carpet and new paint in every unit. But still some work to do. The siding will need to be replaced. The roof is also questionable. The HVAC units are old. The listing price is $75K. I am really interested in buying this property. But not sure how much to pay? I plan to offer $90K cash with $20K downpayment. Not sure whether I should increase my offer to $95K or even higher?

Thanks for your advice in advance.

[Uwe S.]

Amy in this case you must move into this house. It must be your primary residency for one year!!

-Uwe