I currently just closed on a 3bed 2bath home using a cov. loan at 3% and use down payment assistance and closing programs to cover a majority of the cost to buy the house. I plan on renting out 2 out of the 3 rooms in the home and eventually either using a fha loan for my second property to get a multifamily (4 or less units). No multi families were available in my price range and they did not qualify for dp and closing assistance so that is why I didn't get get one as my first property. What would be the best way for me to get 2-3 properties over the next couple of years with as little money upfront as possible. I have heard there may be issues with getting approved by lenders for another loan if the property is to similar to your current one and they can't justify the loan, how do I get around that issue?