Termite Inspections for Condo

[Chloey M.]

Hi,
Does anyone here get their prospective investment properties inspected for termites before closing?  I'm under contract for a condo (the units look like townhouses because there are no units above or below your unit.) The seller does not have a termite letter (we're in GEORGIA) and my lender hasn't mentioned that this is necessary for me to get the loan.  Still, on my own, I think it makes sense to get it to make sure I'm not walking into anything crazy.

In the event that there ARE termite issues or there happen to be termite problems in the future, does the HOA usually take care of that (since these home share walls) or is the homeowner on the hook for that? This is an older unit. (50 years old.)

Any first-hand knowledge about this is greatly appreciated. 

Thank you,