Growth with reserves vs Hold the course

[Andrew S.]

Hey BP,

I'm a newer investor, house hack a duplex for 2 years and have had a 6 plex for a year. I have like $40k in reserves and access to my $50k HELOC. Debating purchasing another property, ideally another small multi-family house hack. Could also do a single family. Think it's too risky to spend half of my HELOC or half my reserves to purchase a cash-flow break even single family? The single family would have good potential for sweat equity/ forced appreciation and long term appreciation.

Thanks,

Andrew