commercial and personal umbrella
I got a quote for commercial and personal umbrella for a rental dwelling policy and the commercial is >1000USD and personal is 200USD. Do I have to use the commercial umbrella insurance or is ther personal insurance enough?
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@Chasing Vega
Honestly, what does your insurance agent say?
In my layman's opinion, the personal is fine if you are holding title personally. If you are holding title in a LLC or formed a business around the rental operations, then I suppose a commercial policy is warranted.