Cheaper Home Insurance for Student Rentals

[Landon Clipp]

Hey BP, I have a house that is primarily marketed for student housing next to a major campus in Illinois. I currently have a insurance policy that costs probably twice what a "typical" insurance policy would cost for house. I do expect the insurance to be more expensive due to it being a student rental, however I feel that I can find a better deal elsewhere. Has anyone worked with, or know of a company that will insure student rentals for a good rate?

[Landon Clipp]

@Landon Bleau nice to meet a fellow Landon. It's not that the policy is specific to student rentals, it's that insurers see student rentals as high risk and thus charge significantly higher premiums. Also seems to not be so common as my broker seemed a little confused on how to handle it.