Determining tenant screening when there are two occupants
Do you make sure they would both qualify on their own or kind of combine their screenings? For example, if one has a high credit score and the other one a lower score.
Here is what I'm looking at now:
A couple applied to one of my rental units. She has a credit score in the 750's and he is in the low 600's. My threshold is 650 for credit scores. She wouldn't qualify for rent to income without the both of them. They also both started a new job recently, but they are in the same industry as the previous employer. He also has a discharged bankruptcy last year. This may be a good thing as far as him not having a lot of bills, but it does show financial irresponsibility.
I've been having trouble placing a tenant. Maybe, it is due to my rent being too high. This couple is close to my qualifications. If she made more, she would qualify on her own. What are your thoughts?