Landlord insurance, Flood zone

[Kati Stratos]

Hi BP fam,

Does anyone have a landlord insurance policy that covers loss of income due to flooding? My general policy covers loss of business income but not if due to flooding (as expected). My flood insurance policy covers property damage but doesn’t cover loss of business income. 

What are my options if I want my business income protected in the event of flood damage?

(Please no snarky comments like ‘don’t invest in a flood zone’, I don’t find those helpful)

Thank you! :)

-Kati