Minimum amount of coverage for rental property
I have a single family home rented out. I want to know what should be the minimum amount of rental property coverage an owner should have. What is the minimum amount of coverage for dwelling, structures, personal property, fair rental value, personal liability (each occurrence), and medical payment to others? I currently have 1 million for personal liability (each occurrence) and $1000 for medical payment for others. My policy currently includes extended replacement cost coverage and building code upgrade coverage and also includes premise liability, workers comp, personal injury, and water backup and sum discharge or overflow. In addition to these, what other coverage may an owner need for single family home rental property? Thanks!