Need recommendation for Business banking account
Hello,
I recently established an LLC and am looking for recommendations for opening a checking account for the LLC. This account is primarily for depositing rent fund. Many of which are paid online, but there are a few that mail checks.
Looking for banks that have good online technology, mobile deposits, easily transfer funds to external account, and won't hold funds for weeks.
Without doing much research I opened an account at a local bank and it has not been a good experience. They insist on holding all deposits made on the mobile app for 9 business days, really 14-15 if you include weekends. They are even holding a cashiers check which I can't even wrap my head around how that is legal. When I asked them why they would hold a cashiers check they asked me why I needed the funds and what I was going to use them for. Again, can't understand how they are even asking me this question. I asked them if the also have a 14 day hold for cash deposits?
Anyway, I'm looking for a bank that operates like it's 2021 and not 1981. Also, one that doesn't have excessive monthly fees or high $ to open the account since I currently have funds being held hostage.