Lenders for Renting Out a Second Home/ Vacation Home

[Alexandra Widowfield]

Hi everyone! I am looking to purchase a second home and while I will stay there for at least a few weeks a year, I want the option to rent the property on Airbnb. That being said, I am struggling to find a lender that has worked on this before. Some lenders say that if you only rent it out a "little bit" then it can be a second home, but won't specify how much out of the year would qualify as a "little bit." Another lender has said that Airbnb qualifies as a management company and because of that the property would have to be an investment property. I currently own my own home and have an investment property that does long-term rentals. Any advice on how to find a lender that allows short-term rentals in second homes? THANKS SO MUCH.

[Lauren Kormylo]

Another thread about that topic. https://www.biggerpockets.com/...