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Updated over 2 years ago on . Most recent reply

Adam Wells's profile image
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Adam Wells
  • Member since Jul 6, 2021
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Adam Wells's profile image
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Adam Wells
  • Member since Jul 6, 2021
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Adam Wells
5
Votes |
17
Posts
Short-Term & Vacation Rental Discussions

ReFi Options On STR's

Adam Wells
Posted

Recently bought STR on a "vacation" home loan. Interest rate is high. Is there a way to refi into a more traditional loan with lower rate? How long do I have to wait?

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    Dave Stokley's profile image
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    Dave Stokley
    • Rental Property Investor
    • from Cleveland, OH
    • Member since Jun 30, 2015
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    Dave Stokley
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    Dave Stokley
    • Rental Property Investor
    • Cleveland, OH
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    Dave Stokley
    • Rental Property Investor
    • Cleveland, OH
    Replied

    There are some lenders out there that can use Airdna data to support a DSCR loan on STRs, like Host Financial and Aloha Capital. But they're kinda specialty products and you're definitely not getting a prime rate on it. Still maybe worth checking with them.

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