Updated about 2 years ago on . Most recent reply

Proper insurance rates going up 79% this year!!
SFH in rural Western NC I manage myself. No insurance claims in the 2 years I've had this policy and rented out via AirBnB, VRBO, and Booking. A couple of claims against AirCover that have been well-handled.
2021 when I bought the property, Proper was $2353. 2022 Proper was $2491. Now they want $4459.
I know insurance business has sucked nationwide lately. Anyone have suggestions on alternative companies they love? Given AirCover is reasonable at the low end, is it worth just increasing deductible from $2500 to keep Proper costs in check?
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Luke Carl
#3 Short-Term & Vacation Rental Discussions Contributor
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Just call someone else. Insurance is a never ending battle. Seems like I’m always calling a new broker.