Personal umbrella / STR

[Craig Jones]

I know the topic of umbrella insurance comes up here periodically. I was just out shopping for new auto and umbrella policies, and most insurers won't write a personal umbrella that covers an STR if the underlying policy for the STR is on a commercial form -- which is the case for most good STR policies. I discovered though that Markel *will* write a personal umbrella over a commercial STR policy (plus your personal auto + homeowners). And they also had the best rate for a $2M umbrella with a 16-year-old driver in my household.

Hopefully helpful to others who are out shopping for insurance.