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36
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11
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Ethan Evans
  • Rental Property Investor
  • Lansing, MI
11
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36
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Homeowners Insurance for Michigan STR-House Hack

Ethan Evans
  • Rental Property Investor
  • Lansing, MI
Posted

Hello, fellow Michigander HouseHackers!

Looking for recommendations on Home Insurance when househacking in Michigan, with a short term rental (STR)...

I was surprised to find out that USAA, my longtime insurer, doesn't cover Michigan homes with an STR. Who do you use and like, and who should I stay away from or not bother contacting. Thanks in advance!

Most Popular Reply

User Stats

251
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224
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Sean Sloop
  • Real Estate Agent
  • Grand Rapids, MI
224
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251
Posts
Sean Sloop
  • Real Estate Agent
  • Grand Rapids, MI
Replied

I insure through Proper Insurance, basically they have a blended commercial & residential insurance product. Since STR is considered a business, traditional residential insurance companies dont cover STR.

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