Skip to content
Two investors reviewing resources on a laptop

Get industry-leading resources — for free

Unlock resources for every investing strategy and stage with a free account.

By continuing, you agree to BiggerPockets LLC's Terms of Use and Privacy Policy

Followed Discussions Followed Categories Followed People Followed Locations
Short-Term & Vacation Rental Discussions
All Forum Categories
Followed Discussions
Followed Categories
Followed People
Followed Locations
Market News & Data
General Info
Real Estate Strategies
Landlording & Rental Properties
Real Estate Professionals
Financial, Tax, & Legal
Real Estate Classifieds
Reviews & Feedback

User Stats

10
Posts
8
Votes
Anthony Spencer
  • Rental Property Investor
  • Carnation, WA
8
Votes |
10
Posts

Cash out refi on short term rental

Anthony Spencer
  • Rental Property Investor
  • Carnation, WA
Posted

Im looking to do my first BRRR, and my first short term rental on a property I just purchased.

Ill have plenty of buffer on my LTV once it's rehabbed, but my DTI will be too high without including any rental income. Ive already spoken to a lender that will consider 75% rental income from a traditional lease agreement. But my question is:

Will any lenders consider future short term rental income towards my DTI ratio, when it comes time for a cash out refi? If no, are there any other creative ways to accomplish this BRRR im not aware of?

Loading replies...