Successor In Interest

[Shawn G Hope]

Is anyone familiar with Colorado real estate law in the field of inheritance? 

My mother past away a little over a year ago and left her house to me with a mortgage still on the home.

I have been reading about successor in interest and from what I understand it gives me all the rights to the mortgage as my mother had without the loan being in my name or on my credit. 

And there is the Garn-St. Germain Depository Institutions Act of 1982. From my understanding it stops the bank from being able to enforce the due on sale clause. 

Am I understanding these correctly? As long as I keep making the payments there is nothing the bank can do to force me into anything? Can I rent the house without any issues? Do I have to wait a year from the time I enact the successor in interest to rent the house?