House Hacking 20 year college student

[Ivan Moses Hopkins]

Hey Bigger Pockets im a 20 year old looking to get into house hacking, im a college student finishing my AA planning to use the fha loan in tallahase florida, i ask lenders for the loan and they tell me i dont have enough income. Anyway i can work around this? i have eight thousand saved.

[Jody Sperling]

Use the savings to buy a list; mail the list for off-market properties; find a house selling for half of market value; take the deal to a hard money lender; get cash to buy the property and rehab it; take the rehabbed property to a bank and refinance all your money, or most of it back out of the deal.

If that's not your cup, find your local real estate meetups and post on their forums that you're looking for a low-money-down single family home where the seller would be willing to finance, and offer to pay above market value. You should get at least one interested partly.

Best of luck!