Hey guys, I am new to the real estate investing game, but have been doing a decent amount of research for what would suit me best. Multifamily house hacking seems to be the initial route that I would like to go for at least the first buy. I want to try and use the calculator here on BP, but it seems like it is a bit better for conventional loans in order to vet deals. What are some good ways to incorporate the fees, like PMI and other fees, to the calculator to see if it is a good deal?

And what should I look for when it comes to these multifamily homes since the first year I would be living there and would not be having say two rental incomes in the case of a duplex. I most likely would be putting myself at a net loss for a year, but it kind of gets a little tricky when calculating if the house is a good deal. Not sure if I should be looking for something that totally covers what I have to pay with 1 rental income, since that seems a bit tough.

I just have been thinking about this for a while and wanted to get some other ideas. Thanks in advance!