Brand new and looking for options/direction
My wife and I are brand new to the community and are looking for direction. We owe $150,000 on our home which is currently worth $550,000. We have a little over $100,000 in the bank. We live in the Central Valley in California. We are reading as much as we can on investing and listening to every podcast we can. Thing is, sometimes we think we should stay local and do single family. Sometimes we think we should branch out of state and try multi family. Any advice/direction is appreciated!