Finding my first house hack property.

[Adam Smith]

I live in York, Pennsylvania and today I turned 46. I am going through a divorce, living with family and have 2 kids (10 & 7). I am basically having to start from scratch and I want to get into owning multifamily properties, starting with house hacking my first property. I want to be able to eventually have a property that I can give to each of my kids when they graduate high school as well as possibly be able to assist other single fathers that are going through what I was with my divorce and having a difficult time finding a place to live. While I obviously want to be financially free and set myself and my kids up for the future, I want to be able to give back to my community and ultimately be able to buy a smaller apartment complex to assist other single fathers. 

I'm at a point where I am stuck moving forward until my divorce is finalized and possibly then having to take money from my retirement to be able to invest in the first property. While I know that I shouldn't dig too deep into my retirement, I know that I will be able to make that "investment" in myself back plus a whole lot more. I want this, I've prayed on this and I'm ready for this. I feel that I need that community of others who have been through this to give advice and mentorship. I'm so grateful that I found the Bigger Pockets YouTube channel and this site. I'm excited to see what my future holds. 

My goal is that a year from today, on my 47th birthday, that I will be in my first property and ready to add more. 

[Matt F.]

Hey Adam, I have a similar story. One recommendation that I have is to reach out to all the credit unions in your city and ask what conventional loan options they have for 2 to 4 unit properties? in my personal experience, my credit union has been extremely valuable, as they offer better loan terms and better programs than a conventional bank.