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Updated almost 7 years ago on . Most recent reply

Edward Lavin's profile image
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Edward Lavin
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  • from Howard Beach, NY
  • Member since Feb 7, 2017

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Edward Lavin's profile image
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Edward Lavin
  • Specialist
  • from Howard Beach, NY
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Edward Lavin
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  • Howard Beach, NY
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New Member Introductions

Brrrr refi process. Please help me understand

Edward Lavin
  • Specialist
  • Howard Beach, NY
Posted

Hey people, Ed Lavin, newbie here and want to look at the refi aspect of this strategy. I’m an independent contractor in broadcast tv. So let’s say I have a 100k arv sf house that gets 800/mo in rent I got for 65k all in (I wish I had one or 50 of these for that matter), what is the refi based off of? The home and the rent or my personal ability to pay the loan? Or is it a combination ? Thanks for taking the time to read this everyone 

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Jay Hinrichs
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Jay Hinrichs
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  • from Summerlin, NV
  • Member since Jan 29, 2014
Jay Hinrichs
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Jay Hinrichs
#1 All Forums Contributor
  • Real Estate Consultant
  • Summerlin, NV
Replied
Originally posted by @Edward Lavin:

with you 100 % on that but is the refi based on my credit and income stream or the property?

BRRR is heavily dependent on your credit and income and reserves without those there will be no refi

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