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Updated about 6 years ago on . Most recent reply

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Aun Haider
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First time home buyer

Aun Haider
Posted

So I'm in the process of getting a mortgage in Phoenix for my first home purchase. My question is that do I need to go through a lending company for a pre-approval or can I go directly to a bank for the pre-approval?

If I go through a lending company, will they only provide the pre-approval or will they also provide the mortgage loan? Also, are there two separate credit checks at the time of pre-approval and getting the mortgage?

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