I have a client based in Toronto looking to buy property in Destin, Florida. I am unfamiliar with lending practices for lending to foreign nationals/Canadians, and I would love any good recommendations for information relating to financing a Florida property from Canada.

I have made contact with a great Ottowa based CPA/CGA that has educated me on a lot of the details for the most tax efficient options for purchasing a property, but any additional information on possibly avoiding FIRPTA withholding or general cross-border tax-related resources would be greatly appreciated.

Thank you!