What is consider good debt and bad debt?

[Antonio Bodley]

In my opinion bad debt is when you pay a debt that is not making you money for example paying bills and student loans. These debts are not making you money where as good debt is somewhat like and investment like using loans or even credit cards to use towards something that will yield a profit in return. I don't like using credit cards unless I really have to. What kind of debt would be worth the risk if I was to use $2,400 on my credit card?

[Mark Ferguson]

Any debt that allows me to make more money than the interest rate on that debt I consider good debt. My loans on my cars don't make me money directly, but if I paid all cash for my cars then I would have a lot less to invest in real estate. I pay minimum on my house and cars since I can make a hell of a lot more than 4% on my real estate. I want all the cheap debt I can get because I can use it to buy much higher performing assets.