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Updated almost 7 years ago on . Most recent reply

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Steve Fitzgerald
  • Durham, NC
15
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74
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Looking for Personal Umbrella Coverage

Steve Fitzgerald
  • Durham, NC
Posted

I'm looking for personal umbrella coverage. I have a rental property in Connecticut with one insurer, my primary residency with another insurer, and a short-term rental property with another insurer. My primary won't provide me with a policy because they don't insure the other properties. I live in North Carolina for what it's worth. Any suggestions on insurance companies or insurance brokers I should talk to?

Most Popular Reply

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400
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432
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Scott Hollister
  • Rental Property Investor
  • Connecticut
432
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400
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Scott Hollister
  • Rental Property Investor
  • Connecticut
Replied

@Steve Fitzgerald

I wrap mine in with my personal and auto. I pay right around $1100 for home insurance(185k value), ring insurance for the better half, and umbrella up to 1m. I have had it between $150-180 per year for that last couple years. 

I use State Farm in CT, there is an amazing agent from our meeting that really works hard and she said State Farm is trying to build a better base in CT. They give you a 30-35% discount when you combine. They also have really good rental polices for my single family rentals. 

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