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Rhode Island Real Estate Q&A Discussion Forum

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Steve Q.
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Seeking Insurance Broker

Steve Q.
Posted May 31 2018, 13:23

Hello,

I'm buying a four-unit in Pawtucket, owner occupied. I'm trying to find the best insurance option and it's getting confusing.  Allstate gave me a great quote if I bundle with my car, but their car insurance was double what I'm paying with Progressive right now.  Progressive gave me a decent quote on the house with the auto bundle.  Amica and Nationwide came in high.   

Replacement value is coming in around $450k to $550k.  And best quotes are around $2300 per year without the auto discount. Anybody doing better than that on a similar property?  

I'm thinking I'd like a broker to run a bunch of different companies and find the best deal.  Any recommendations on finding that person?  I tried one off of google and she came back with one small company with a ridiculously high quote. Useless. 

Thanks for any help.  

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