When paying off a mortgage - can you deal?

[Mike Seluk]

I know this might be an odd thing to ask, but would it be abnormal to try and get a deal when paying off a mortgage? I figure it IS normal to submit low offers going into the deal, why not on the other end (the difference is WHO is accepting the low offer, I'd think)?

I guess what I'm asking is, are lenders hurting bad enough that they'd cut you a deal just to get the remainder of what you owe in their possesion?

I've never heard of that happening, but I though I'd ask.