Am i able to House hack on 2 properties at once

[Benesha Davis]

Hello, i recently found two two-bedroom duplexes side by side and I was wondering if I would be able to stay in one bedroom in one duplex and rent the other room. while renting out the other 2 bedrooms in the other duplex. Would house hacking still apply for both duplexes? Or would house Hackney's only apply to the duplex that I stay in and a regular conventional loan apply to the second duplex?

[Wayne Brooks]

The second duplex wouldn’t be a “house hack”, it would be a straight investment property.  You can only get an owner occupied loan on one of them.