Happy Holidays BP!

I need some advice. I’m looking to buy my first rental property that will be a house hack, I will be using seller financing. (Where the transaction of a real estate deal does not include the bank, rather the seller holds the financing)

Im looking for creative options for a small down payment for the deal.

Iv researched a few: credit cards and personal loans. Any out of the ordinary strategies for these deals y’all have found useful?

I know avoiding the down payment is a possibility in seller financing, as anything is with such fluent terms.

Let me know what y’all think, thanks!