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Updated about 4 years ago on . Most recent reply

Definition of Owner Occupied
Greetings all,
I’m hoping to get some feedback on the definition of owner occupied. Example: I buy a single family with a conventional owner occupied loan. Then I want to house hack. Where do I need to live on the property? If I convert the detached garage and live in it while renting out the house will Fannie and Freddie be paying me a visit at some strange hour of the night?
Much thanks.