Refinancing when in a lease option

[Samuel Hall]

I've been in discussion with some sellers. They were seriously considering an 5 year owner carry/subject-to that I had offered. Their friend who is an investor himself, had warned them against this option due to the escalation (AKA due-on-sale) clause. The investor friend suggested a lease option instead. My goal with owner carry was to be able to refinance at the end of the term of the agreement in order to reduce out-of-pocket costs. What are my options regarding exit strategies if one were to execute this lease option? My name obviously wouldn't be on title.