Verify contractor insurance

[Christine Barker]

I have a contractor who is going to be doing demo and Rehab on one of my units. He has given me a copy of his Accord form for his liability insurance but I'm not an authorized user or additional insured.

He is telling me that I am still covered and that he will call the insurance company on speakerphone so that I can verify coverage. He said it will take $30 and 3 days of delay for him to add me which would show down progress.

We finally came to terms at the end of last week so he hasn't had much time to get me added and we were going to go ahead and start asap. I'm skeptical or is this reasonable?

[Bruce Woodruff]

You should be listed as an additional insured. If they can't/won't, that fishy. It's easy to do...