Wanting 2nd property

[Kim Swidarski]

Hi. I currently own the house I’m. The garage and room behind it was converted to full 1 bedroom, bath, full kitchen, living room. I rent it out. I live in main house 2 bedroom/2 bath with pool. Seems the only way I can buy a 2nd property is to rent out the main part I live in. So both sides would be rented. And go buy 2nd home as my primary. 
questions. 
1. do I need to put 1st home in LLC?
2. Does homeowner insurance change or increase if property rented? 

3. Does having a pool have special insurance for risks? 
4. Do I need real estate CPA? 
5. How do I calculate all the rental cost if I have two tenants under one roof? Like vacancy, property maintenance etc. 

6. I’m in south Florida. I would lose my homestead exemption on 1st house. How much will my taxes go up? How can I estimate that? Would need to know to build into rent right? 

[Jason Wray]

Kim,

You have a lot of good questions and moving parts but seems fairly simple to put you on the right track and keep you in the positive.  Like I said a lot of questions where a few need a lot of detail to explain.  Check out my profile and I am in Florida as well so feel free to give me a call or send me an email.

I can help answer your questions and give you a few tips to avoid lost time and money!