Are Higher Interest Rates Changing How You Fund Your Fix & Flips in 2025?

[Andy Gonzales]

Hey everyone,

Curious how others in the fix-and-flip space are adapting to today’s higher-rate environment. It feels like the funding landscape has shifted a lot since last year — deals are still out there, but margins are tighter, and lenders seem more selective.

For those of you actively flipping:

• Have rising interest rates affected your ability to get financing or close deals?

• Are you leaning more toward private lenders, partnerships, or creative financing options?

• Have you adjusted your buying criteria or timelines because of the market changes?

It’s interesting seeing how investors are getting creative to keep projects moving in 2025. Would love to hear what’s working (or not working) for you lately.

— Andy