Permits required for cash out refi?

[Isabel Owen]

We are 95% finished fully rehabbing (foundation, roof, plumbing, electrical, etc) an investment SFR bought with cash and intend to cash out refinance after the 6 months required (so we don't have to do delayed financing).

When we start the refi process, will banks require proof of permitting for things like foundation and electrical work? Must we close out/get inspections for the work we have done before we start the refi process? How will they know exactly what work we actually did vs. what could have been done already?

Thanks for any help you can provide!

[Isabel Owen]

thanks for all replies here, just wanted to provide an update now that we have completed the cash out refi process: after doing a full remodel, foundation to roof, the bank did not request any proof of permitting at all. We did a conventional investment loan.